SGD Gross Assets
S$3.03M
Before CIMB financing
CIMB Financing
S$775K
LUXE + Singlife facilities
SGD Net (known)
S$2.50M
+ CPF S$379K + EPF S$241K confirmed
USD Assets
USD1211K
≈ S$1.54M at 1.2752
Annual Passive Income
S$83K
Bonds + insurance carry
Monthly Passive (avg)
S$6,902
SGD equivalent
Summary (18 Jun 2026): SGD gross assets S$3,035K less CIMB financing S$775K = S$2,259K, plus Malaysia EPF RM746,035 (≈ S$241,417, see Malaysia page for full breakdown) = net S$2,501K. USD assets USD1,211K (includes 401k retirement capital). CPF S$379,042 confirmed. Property still pending. First cashflow shortfall: 2031. Wealth does not deplete by 2066 under base case.
Asset Allocation by Class (SGD Equivalent)
Bonds at nominal · USD at 1.2752 · Singlife provisional
Geographic Split
Malaysia confirmed 18 Jun 2026
Annual Passive Income by Source
SGD equivalent