PRIVATE

Bond Income Sleeve

Personal Wealth Dashboard · PUBLIC TEST · As of 2026-05-29
Singapore · Malaysia · United States
Public Test Mode: This dashboard is currently being tested on a public Cloudflare Pages URL. Use masked identifiers and summary values only until proper access control or a custom domain is added.
Purpose: This page tracks the fixed-income sleeve as a passive-income engine and distinguishes dated bonds, normal perpetual/call-risk securities, and bank AT1 capital securities.
Known SGD annual bond income
SGD 67,575.00
Known USD annual bond income
USD 10,796.00
Dated bonds
2
Perpetuals
3
AT1 / CoCo
2
Bank AT1 contingent convertible perpetual

Standard Chartered 4.30% SGD AT1 Perpetual

SGD 5,375.00
Next payout 2026-07-15 · Annual expected SGD 10,750.00
Perpetual / call-risk security

ESR-REIT 5.75% SGD Subordinated Perpetual

SGD 7,187.50
Next payout 2026-09-20 · Annual expected SGD 14,375.00
Perpetual / call-risk security

Lendlease Asia Treasury 3.90% SGD Perpetual

SGD 4,875.00
Next payout 2026-09-30 · Annual expected SGD 9,750.00
Dated senior unsecured bond

MoneyMax Treasure 5.00% SGD Senior Bond 2028

SGD 6,250.00
Next payout 2026-10-30 · Annual expected SGD 12,500.00
Dated senior unsecured bond

Wee Hur Holdings 4.80% SGD Senior Bond 2030

SGD 6,000.00
Next payout 2026-11-04 · Annual expected SGD 12,000.00
Perpetual / call-risk security

Keppel REIT 3.28% Perpetual

SGD 4,100.00
Next payout 2026-11-27 · Annual expected SGD 8,200.00
Perpetual / call-risk security

Great Eastern Life 5.398% USD AT1 Perpetual

USD 5,398.00
Next payout 2026-07-22 · Annual expected USD 10,796.00

Wee Hur: dated senior bond with liquidity/governance concentration watch

Wee Hur Holdings 4.80% SGD Senior Bond 2030 is useful because it is a dated senior unsecured bond, not a perpetual. It adds a visible maturity point on 4 Nov 2030, which helps bond ladder planning and future income redeployment.

Passive-income and ladder role

  • Expected annual income: SGD 12,000.
  • Expected semi-annual coupon: SGD 6,000.
  • Coupon dates: 4 May and 4 November.
  • Defined maturity: 4 Nov 2030.
  • Lower extension risk than perpetual securities.

Special risks to watch

  • Unrated issuer / issue.
  • Senior unsecured issuer credit risk.
  • Refinancing and property/developer-cycle risk.
  • Market price risk before maturity.
  • About 15.29% allocated to controlling shareholders/directors/CEO/associates; this may affect noteholder voting influence and secondary-market liquidity.

Current confirmed bond-income items

BondTypeNominalCouponAnnual incomePer payoutNext payout dateNext amountMaturity / first callRisk tag
Standard Chartered 4.30% SGD AT1 PerpetualBank AT1 contingent convertible perpetualSGD 250,0004.300%SGD 10,750.00SGD 5,375.002026-07-15SGD 5,375.002031-07-15 to 2032-01-15 windowBank AT1 / contingent convertible; discretionary non-cumulative coupon cancellation; solvency and distributable-items condition; CET1 <7% conversion trigger; UK bail-in/write-down/conversion risk; call/extension/reset risk
ESR-REIT 5.75% SGD Subordinated PerpetualPerpetual / call-risk securitySGD 250,0005.750%SGD 14,375.00SGD 7,187.502026-09-20SGD 7,187.502030-03-20REIT subordinated perpetual; issuer discretion; non-cumulative deferral; call/extension/reset risk; no step-up
Lendlease Asia Treasury 3.90% SGD PerpetualPerpetual / call-risk securitySGD 250,0003.900%SGD 9,750.00SGD 4,875.002026-09-30SGD 4,875.002030-09-30Subordinated perpetual; cumulative/compounding deferral; call/extension/reset risk; 200 bps step-up after year 5; dividend pusher/stopper; guarantor/property group risk
MoneyMax Treasure 5.00% SGD Senior Bond 2028Dated senior unsecured bondSGD 250,0005.000%SGD 12,500.00SGD 6,250.002026-10-30SGD 6,250.002028-10-30Senior unsecured dated bond; maturity 30 Oct 2028; issuer/guarantor credit risk; refinancing risk; not perpetual
Wee Hur Holdings 4.80% SGD Senior Bond 2030Dated senior unsecured bondSGD 250,0004.800%SGD 12,000.00SGD 6,000.002026-11-04SGD 6,000.002030-11-04Senior unsecured dated bond; maturity 4 Nov 2030; issuer/refinancing risk; unrated; potential liquidity/governance concentration risk from 15.29% related-party/controlling-holder allocation; not perpetual
Keppel REIT 3.28% PerpetualPerpetual / call-risk securitySGD 250,0003.280%SGD 8,200.00SGD 4,100.002026-11-27SGD 4,100.002029-11-27Subordinated perpetual; issuer discretion; non-cumulative deferral; call/extension risk; no step-up
Great Eastern Life 5.398% USD AT1 PerpetualPerpetual / call-risk securityUSD 200,0005.398%USD 10,796.00USD 5,398.002026-07-22USD 5,398.002032-01-22USD AT1 subordinated perpetual; issuer discretion; non-cumulative deferral; MAS bail-in; call/extension/reset risk; no step-up; FX exposure

USD bond income is shown in USD. SGD equivalent should be calculated later using a chosen FX rule.